Badly Needed Health Insurance Reforms in Pakistan.

In third world countries like Pakistan, the health conditions of the citizens are not so much good. Which results in high rates of infections, and diseases. In Pakistan where per capita income is less than Rs. 5000 p.m. the citizens cannot afford expensive Health and medical facilities thus resulting in poor health. With poor health conditions citizens cannot take active part in daily activities.

Health Insurance reforms, as introduced in America and other countries, should also be introduced in Pakistan, providing at least basic health facilities to all citizens. Health reforms should be implemented at Federal, Provincial, District levels.

Bloodstock Insurance

Bloodstock Insurance is the insurance of horses, for example stallions, geldings, mares and foals. Livestock insurance is the insurance of animals (normally farming animals) which are kept for use or profit, and is a wider category. Within this area is also the insurance of exotics, which covers insurance of more unusual animals such as ostriches and zoo animals and aquatics insurance, which covers insurance of fish (usually commercial fish farms) or aquatic mammals such as dolphins.

Space Insurance

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Compared to other areas of Insurance, space insurance is a relatively new area- the first policy was written in 1965 for Intelsat I---- and is continuously developing. Whereas states and governmental organizations were instrumental in pioneering space exploration, in recent years the commercial exploitation of space has increased at a rapid rate. Space tourism is no longer in the realms of science fiction and will result in new insurance products being developed.